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$2 Million QDOT?

 

Query: I noticed in the WealthDocs QDOT that some of the language references a $2 Million amount. Is that tied to anything? Is it inflation adjusted or supposed to be tied to the estate tax applicable exclusion amount?


Response: The $2 Million number is specified right in the body of the Treasury Regulations. Regs. Sec. 20.2056A-2(d)(1)(i) specifically refers to additional requirements when the value of the QDOT exceeds $2 Million. Nothing in the Reg. indicates an inflation adjustment or otherwise sets the value to be equal to some other value.
Matthew T. McClintock, JD
WealthCounsel.com
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